About us

Welcome to Finance Clock, your number one source for all finance related queries. We’re dedicated to providing you the very best and high quality information on personal finance, with an emphasis on loan repayment, financial planning, insurance and credit card.

Founded in 2008, Finance Clock has come a long way from its beginnings in Arizona, United States. When we first started out, our passion for providing relevant financial products to customers drove us to start our own business.

This blog is for people who want to discuss their own personal finance related matters – Taxation, investment, insurance, retirement planning. We assume the basic thing is already checked by you.

What’s that? Here it goes.

1. Create an emergency corpus – Checked.

2. Purchase adequate term plan – Checked.

3. Purchase adequate health cover – Checked.

4. Identify your future goals – Checked.

5. The way forward.

Some common question which may come across your mind are answered below.

Q. Which is the best term cover plan?

Ans. All insurers are equally good or bad. Opt the one you are comfortable with. Please do remember even LIC does not has 100% claim settlement ratio so don’t base you decision on CSR alone.

Q. Which is the best health cover for me (my family)?

Ans. Again opt the insurer you are comfortable with. Even if you aren’t satisfied with your chosen insurer, you have the option to port your health policy to a different insurer at the time of renewal.

Q. I want to invest for 1-2-3-5Y. Please suggest what should I do?

Ans. Such short term, please opt either bank FDs or RDs or debt MFs. If you can afford to lose all your money, you may venture out in Eq. and Eq. MFs also. Check within your own stomach, how much pain you can carry, while you see your portfolio going down and down.

Q. I want to invest X amount for my Kid. Should I invest in PPF or FD or an insurance policy or something else.

Ans. Please use goal planner, children education and other sheets available to you free of cost at www.freefincal.com Please select your investment vehicle as per your need. There is no right or wrong way in your selection. There is only one way and that’s YOUR OWN WAY.

Q. Should I buy a house property or live on rent for the time being?

Ans. This question has 2 aspects. 1. Financial and 2. Emotional. Check what’s more important to you. Move accordingly. Some commonly used abbreviations here.

Nike – Just do it.

RIPFPI – Remember it’s personal finance personalize it

MDBSC* – My dull and boring sips continue

KISS – Keep it simply simple

CRATON – Corpus ready at time of need

EMOE – Either Money Or Experience

We hope you enjoy our blog as much as we enjoy offering them to you. If you have any questions or comments, please don’t hesitate to contact us.


Finance Clock Team